JUST LISTED!! ALMOST 3,000 SQ. FT. ON A GOLF COURSE IN PARKER!

This home has almost 3000 finished square feet of living space and is located in the beautiful Canterberry Crossing neighborhood in Parker.  There are 4 bedrooms plus a main floor study, an open floor plan, lots of windows and plenty of natural light.  There is a bridge overlooking the spacious family room and entry, which both have  vaulted ceilings.  The master bedroom has a tray ceiling, coffee bar, large walk-in closet and a 5-piece master bath. 

The large laundry room is conveniently located upstairs.  The basement has an additional 1,058 of unfinished square feet, and the home has a   2 ½ car attached garage.  It backs to the Black Bear Golf Course and is in the desirable Douglas County School District!

The MLS # is 9511621 and it is priced at $375,000. You can view a tour of this home at www.11972SingingWinds.com.

Please call Jeff Sams at 303-993-6436 for details and to schedule a showing!

Price Reduced! Great Investment Opportunity!

Price reduced!! This spacious 2 bedroom, 1.5 bath townhouse near Challenger Regional Park in Parker has over 1,600 finished square feet of living space, a finished basement and a detached one-car garage. It has beautiful wood flooring and a large family room with vaulted ceilings and a gas fireplace. There is an open floorplan with a dedicated dining area, and plenty of storage in the kitchen. The condo has recently been painted and had new carpet installed. The refrigerator and washer/dryer are included with the sale. The unit has a private patio, and is near the community playground and outdoor BBQ area. Also includes Garage #121. This condo is in a quiet neighborhood, and is close to shopping, schools and parks. Great investment opportunity!

FOR SALE!! CUSTOM HOME ON 39 ACRES!

A truly exceptional custom home nestled on 39 acres of open land. Front Range views add to this luxurious home. The rich variety of wood floors from black ash, black cherry, and yellow birch compliment the openness of the large rooms with vaulted ceilings. A unique open layout on the upper level features a great room accented with copper walls surrounding a marble fireplace.

The three large bedrooms have a sitting area, private bath, and walk in closet. There is an extra-large laundry room on the main level. In the finished basement there is a recreational room, study/hobby room, theater room, and guest room with bathroom. Storage is ample in the remaining 1,600 sq. ft. A smooth wired electric fence surrounds the pasture and adjoining 40 acres that is also available for lease or sale. Don’t miss this wonderful opportunity to own a gorgeous home on 39 acres! 

 Please Contact Dave Gardner at 303.993.6436 for more information and to schedule a showing!

FOR SALE!! Gorgeous 2 bed/2 bath Condo with Amazing Views at 5401 S. Park Terrace #B 306 Greenwood Village, CO 80111

This amazing condo located at Village Plaza Lofts is 1,068 sq. ft., with 2 bedrooms and 2 bathrooms. You will enjoy the spectacular views of the city through any one of the many windows. The floors are lined with beautiful hardwoods and the walls painted in custom neutral colors. The cabinetry in the kitchen is stunning with the accent of all stainless steel appliances, and the refrigerator is included in the sale. You will have plenty of room for dining with the extra breakfast bar in this kitchen as well as the desirable patio with breathtaking views.

There is a large living room and comfortable master suite. Included is an in-unit laundry room with washer and dryer. You will have adequate storage and closet space, along with your own garage parking and extra storage.. Available for use in the complex is a clubhouse, pool, hot tub and fitness area. The location of  this condo is quiet and close to shopping and parks. Please call for a showing to see for yourself the true value of condo living in Greenwood Village! 
The MLS # is 4590459 and you can also tour this property at www.5401sparkterrace.com. 

Please Contact Jeff Sams at 303.993.6436 for more information and to schedule a showing!

Low Down-Payment Loan Options

As reported to Daily Real Estate News in Realtor Mag, Friday, May 02, 2014

About 60 percent of first-time home buyers make a down payment of 6 percent or less for a home, according to the March REALTORS® Confidence Index.

But with rising insurance premiums for loans insured by the Federal Housing Administration, traditionally a popular first-time buyer option, more first-timers are having to look elsewhere for financing their home purchase, The New York Times reports. First-time buyers are looking to special programs through banks, state and local down payment assistance programs, and their own families for assistance in purchasing a home.

More lenders are offering low down payment programs. For example, T.D. Bank offers the Right Step mortgage, which features a minimum down payment of 3 percent (down from 5 percent), and a maximum debt-to-income ratio of 41 percent. Private mortgage insurance is not required with the loan for applicants who are making down payments of less than 20 percent. Instead, the lender requires all applicants to go through a housing education class.

“We’re enhancing this program to provide financing to more eligible borrowers, but we don’t feel as if we’re easing the credit guidelines,” says Malcolm Hollensteiner, T.D.’s director of retail lending. “Our goal is to increase the pool of creditworthy borrowers.”

Down payment assistance programs are being offered through state and local housing agencies. For example, in Long Island, the Community Development Corp. has teamed with the Housing Development Fund to provide a SmartMove program, offering first-time buyers down payment assistance via a second mortgage. Qualified borrowers can put down as little as 1 percent and cover up to 20 percent of their purchase price through a second mortgage, which then eliminates the need for private mortgage insurance. The 20-year loan has a low rate of 3 percent.

Families are also stepping in to help more first-timers buy. For example, National Family Mortgage in Waltham, Mass., sets up intra-family financing at low interest rates, The New York Times reports. The loans meet IRS requirements for a loan, as opposed to a taxable gift.

Source: “Low-Down-Payment Loans,” The New York Times (May 1, 2014) and “60 Percent of First-Time Buyers Put Down 6% or Less,” National Association of REALTORS®’ Economists’ Outlook Blog (May 1, 2014)